1. OVERVIEW:-
IMPORTANCE OF KNOWING YOUR BANK BALANCE.
METHODS TO CHECK BANK BALANCE.
BENEFITS OF QUICK ACCESS TO BALANCE DETAILS.
2. METHODS TO CHECK BANK BALANCE:-
A. MISSED CALL BANKING:-
DESCRIPTION:-
CALL A SPECIFIC NUMBER PROVIDED BY THE BANK; THE CALL DISCONNECTS AND YOU RECEIVE AN SMS WITH YOUR BALANCE.
EXAMPLE:-
SBI:-
CALL 9223766666
HDFC:-
CALL 18002703333
B. SMS BANKING:-
DESCRIPTION: SEND AN SMS WITH A SPECIFIC FORMAT TO THE BANK’S NUMBER.
EXAMPLE:-
ICICI BANK:-
SMS “IBAL” TO 9215676766
AXIS BANK:-
SMS “BAL” TO 5676782
C. MOBILE BANKING APPS:-
FEATURES OF MOBILE BANKING APPS
EXAMPLES OF POPULAR BANK APPS (SBI YONO, HDFC MOBILEBANKING, ETC.)
STEPS TO CHECK THE BALANCE VIA APPS
D. INTERNET BANKING:-
HOW TO LOG IN TO NET BANKING PORTALS
NAVIGATING TO THE BALANCE ENQUIRY SECTION
IMPORTANCE OF SECURE LOGINS
E. ATM MACHINES:-
- USING AN ATM TO CHECK YOUR BANK BALANCE
- BENEFITS OF ATMS FOR BALANCE ENQUIRY
F. UPI APPS:-
- POPULAR UPI APPS LIKE GOOGLE PAY, PHONEPE, PAYTM
- LINKING YOUR BANK ACCOUNT FOR BALANCE CHECKS
- STEP-BY-STEP GUIDE
G. PASSBOOK UPDATES:-
TRADITIONAL METHOD USING A PASSBOOK
HOW TO UPDATE A PASSBOOK
H. CUSTOMER CARE:-
- CALLING CUSTOMER CARE FOR BALANCE DETAILS
- BANK-WISE CUSTOMER CARE NUMBERS
3. BANK-WISE BALANCE ENQUIRY DETAILS
STATE BANK OF INDIA (SBI)
MISSED CALL:-
9223766666
SMS:–
SEND “BAL” TO 09223766666
APP:-
SBI YONO
HDFC BANK:-
MISSED CALL:-
18002703333
SMS:-
SEND “BAL” TO 5676712
APP:–
HDFC MOBILEBANKING
ICICI BANK:-
MISSED CALL:-
9594612612
SMS:–
SEND “IBAL” TO 9215676766
APP:–
IMOBILE
4. FAQS:-
WHAT SHOULD I DO IF MY BALANCE ENQUIRY NUMBER ISN’T WORKING?
CAN I USE SOMEONE ELSE’S PHONE TO CHECK MY BANK BALANCE?
ARE THERE CHARGES FOR BALANCE ENQUIRY SERVICES?
HOW SECURE ARE MOBILE BANKING AND UPI METHODS?
5. TIPS FOR SAFE BANKING:-
AVOID SHARING SENSITIVE DETAILS.
ALWAYS LOG OUT FROM SHARED DEVICES.
ALL INDIAN BANKS: BALANCE ENQUIRY AND RELATED SERVICES:-
1. PUBLIC SECTOR BANKS (PSBS):-
PUBLIC SECTOR BANKS ARE MAJORITY-OWNED BY THE GOVERNMENT OF INDIA.
LIST OF PSBS AND THEIR BALANCE ENQUIRY METHODS:-
- STATE BANK OF INDIA (SBI)
MISSED CALL:–
9223766666
SMS:-
SEND “BAL” TO 09223766666
CUSTOMER CARE:–
1800 1234
APP:-
SBI YONO
- PUNJAB NATIONAL BANK (PNB):-
MISSED CALL:–
18001802223
SMS:-
SEND “BAL” TO 5607040
CUSTOMER CARE:–
18001802222
APP:-
PNB ONE
- BANK OF BARODA (BOB):-
MISSED CALL:-
8468001111
SMS:–
SEND “BAL <SPACE> LAST 4 DIGITS OF ACCOUNT NUMBER” TO 8422009988
CUSTOMER CARE:–
1800 258 4455
APP:–
BARODA M-CONNECT PLUS
- CANARA BANK:-
MISSED CALL:–
9015483483
SMS:-
SEND “CANBAL <SPACE> USER ID” TO 5607060
CUSTOMER CARE:–
1800 425 0018
APP:-
CANARA AI1
- UNION BANK OF INDIA
MISSED CALL:–
09223008586
SMS:–
SEND “UBAL” TO 09223008486
CUSTOMER CARE:-
1800 208 2244
APP:-
UNION BANK MOBILE BANKING
———————————————————————————————-
1. STATE BANK OF INDIA (SBI):-
HEADQUARTERS: MUMBAI, MAHARASHTRA
ESTABLISHED: 1955
KEY SERVICES:
YONO MOBILE BANKING APP
BALANCE ENQUIRY VIA MISSED CALL: 9223766666
WIDE NETWORK OF BRANCHES AND ATMS
WEBSITE: WWW.ONLINESBI.COM
2. PUNJAB NATIONAL BANK (PNB):-
HEADQUARTERS: NEW DELHI
ESTABLISHED: 1894
KEY SERVICES:
PNB ONE MOBILE BANKING APP
BALANCE ENQUIRY VIA SMS: BAL TO 5607040
GOVERNMENT SCHEMES AND RETAIL BANKING
WEBSITE: WWW.PNBINDIA.IN
3. BANK OF BARODA (BOB):-
HEADQUARTERS: VADODARA, GUJARAT
ESTABLISHED: 1908
KEY SERVICES:
BARODA M-CONNECT PLUS APP
BALANCE ENQUIRY VIA MISSED CALL: 8468001111
NRI BANKING SERVICES
WEBSITE: WWW.BANKOFBARODA.IN
4. CANARA BANK:-
HEADQUARTERS: BENGALURU, KARNATAKA
ESTABLISHED: 1906
KEY SERVICES:
CANARA AI1 MOBILE APP
BALANCE ENQUIRY VIA MISSED CALL: 9015483483
EDUCATION LOANS AND SME BANKING
WEBSITE: WWW.CANARABANK.COM
5. UNION BANK OF INDIA:-
HEADQUARTERS: MUMBAI, MAHARASHTRA
ESTABLISHED: 1919
KEY SERVICES:
UNION BANK MOBILE APP
BALANCE ENQUIRY VIA MISSED CALL: 09223008586
CORPORATE BANKING AND INTERNATIONAL SERVICES
WEBSITE: WWW.UNIONBANKOFINDIA.CO.IN
6. BANK OF INDIA (BOI):-
HEADQUARTERS: MUMBAI, MAHARASHTRA
ESTABLISHED: 1906
KEY SERVICES:
BOI STAR CONNECT APP
BALANCE ENQUIRY VIA MISSED CALL: 09015135135
AGRICULTURAL AND RURAL BANKING SERVICES
WEBSITE: WWW.BANKOFINDIA.CO.IN
7. INDIAN BANK:-
HEADQUARTERS: CHENNAI, TAMIL NADU
ESTABLISHED: 1907
KEY SERVICES:
INDOASIS MOBILE BANKING APP
BALANCE ENQUIRY VIA MISSED CALL: 09289592895
FOCUS ON MSME AND RETAIL BANKING
WEBSITE: WWW.INDIANBANK.IN
8. CENTRAL BANK OF INDIA:-
HEADQUARTERS: MUMBAI, MAHARASHTRA
ESTABLISHED: 1911
KEY SERVICES:
CENT MOBILE APP
BALANCE ENQUIRY VIA MISSED CALL: 09222250000
FINANCIAL INCLUSION PROGRAMS
WEBSITE: WWW.CENTRALBANKOFINDIA.CO.IN
9. UCO BANK:-
HEADQUARTERS: KOLKATA, WEST BENGAL
ESTABLISHED: 1943
KEY SERVICES:
UCO MBANKING APP
BALANCE ENQUIRY VIA MISSED CALL: 09278792787
INTERNATIONAL BANKING AND FOREX SERVICES
WEBSITE: WWW.UCOBANK.COM
10. BANK OF MAHARASHTRA (BOM):-
HEADQUARTERS: PUNE, MAHARASHTRA
ESTABLISHED: 1935
KEY SERVICES:
MAHASECURE AND MAHAMOBILE APPS
BALANCE ENQUIRY VIA MISSED CALL: 18002334526
FOCUS ON PERSONAL AND SMALL BUSINESS LOANS
WEBSITE: WWW.BANKOFMAHARASHTRA.IN
11. PUNJAB & SIND BANK:-
HEADQUARTERS: NEW DELHI
ESTABLISHED: 1908
KEY SERVICES:
PSB MOBILE APP
BALANCE ENQUIRY VIA MISSED CALL: 7039035156
RETAIL BANKING AND PRIORITY SECTOR LENDING
WEBSITE: WWW.PSBINDIA.COM
12. INDIAN OVERSEAS BANK (IOB):-
HEADQUARTERS: CHENNAI, TAMIL NADU
ESTABLISHED: 1937
KEY SERVICES:
IOB MOBILE APP
BALANCE ENQUIRY VIA MISSED CALL: 09289277676
FOCUS ON OVERSEAS AND NRI BANKING
WEBSITE: WWW.IOB.IN
ADDITIONAL INFORMATION:-
ALL PSBS ARE BACKED BY THE GOVERNMENT OF INDIA AND OFFER SIMILAR SERVICES FOR FINANCIAL INCLUSION.
BALANCE ENQUIRY SERVICES ARE FREE FOR MOST BANKS, THOUGH STANDARD SMS CHARGES MAY APPLY.
2. PRIVATE SECTOR BANKS:-
PRIVATE SECTOR BANKS ARE OWNED AND MANAGED PRIVATELY BUT ARE REGULATED BY THE RESERVE BANK OF INDIA (RBI).
LIST OF PRIVATE BANKS AND THEIR BALANCE ENQUIRY METHODS:-
- HDFC BANK:-
MISSED CALL: 18002703333
SMS: SEND “BAL” TO 5676712
CUSTOMER CARE: 1800 202 6161
APP: HDFC MOBILEBANKING
- ICICI BANK:-
MISSED CALL: 9594612612
SMS: SEND “IBAL” TO 9215676766
CUSTOMER CARE: 1800 1080
APP: IMOBILE PAY
- AXIS BANK:-
MISSED CALL: 18004195959
SMS: SEND “BAL <SPACE> ACCOUNT NUMBER” TO 5676782
CUSTOMER CARE: 1800 419 5959
APP: AXIS MOBILE
- KOTAK MAHINDRA BANK:-
MISSED CALL: 18002740110
SMS: SEND “BAL” TO 5676788
CUSTOMER CARE: 1860 266 2666
APP: KOTAK :-MOBILE BANKING
- YES BANK
MISSED CALL: 9223920000
SMS: SEND “BAL” TO 9223390909
CUSTOMER CARE: 1800 1200
APP: YES MOBILE
COMPREHENSIVE DETAILS OF MAJOR PRIVATE SECTOR BANKS IN INDIA;-
PRIVATE SECTOR BANKS IN INDIA PLAY A CRUCIAL ROLE IN OFFERING ADVANCED BANKING SERVICES, CUSTOMER-CENTRIC INNOVATIONS AND ROBUST FINANCIAL PRODUCTS. BELOW IS DETAILED INFORMATION ABOUT MAJOR PRIVATE BANKS IN INDIA.
1. HDFC BANK:-
HEADQUARTERS:-
MUMBAI, MAHARASHTRA
ESTABLISHED:-
1994
KEY SERVICES:-
MOBILE APP: HDFC MOBILE BANKING
BALANCE ENQUIRY VIA MISSED CALL: 18002703333
KNOWN FOR ITS PERSONAL LOANS, CREDIT CARDS, AND FIXED DEPOSITS.
WEBSITE: WWW.HDFCBANK.COM
2. ICICI BANK:-
HEADQUARTERS:-
MUMBAI, MAHARASHTRA
ESTABLISHED:-
1994
KEY SERVICES:-
MOBILE APP: IMOBILE PAY
BALANCE ENQUIRY VIA MISSED CALL: 9594612612
RENOWNED FOR ITS WIDE RANGE OF INVESTMENT AND INSURANCE PRODUCTS.
WEBSITE: WWW.ICICIBANK.COM
3. AXIS BANK:-
HEADQUARTERS:-
MUMBAI, MAHARASHTRA
ESTABLISHED:-
1993
KEY SERVICES::-
MOBILE APP: AXIS MOBILE
BALANCE ENQUIRY VIA MISSED CALL: 18004195959
FOCUS ON SME BANKING AND CORPORATE LOANS.
WEBSITE: WWW.AXISBANK.COM
4. INDUSIND BANK:-
HEADQUARTERS:-
PUNE, MAHARASHTRA
ESTABLISHED:-
1994
KEY SERVICES:-
MOBILE APP: INDUSMOBILE
BALANCE ENQUIRY VIA MISSED CALL: 18002741000
NOTED FOR ITS VEHICLE AND PERSONAL LOANS.
WEBSITE: WWW.INDUSIND.COM
5. FEDERAL BANK:-
HEADQUARTERS:-
ALUVA, KERALA
ESTABLISHED:-
1931
KEY SERVICES:-
MOBILE APP: FEDMOBILE
BALANCE ENQUIRY VIA MISSED CALL: 8431900900
KNOWN FOR NRI BANKING AND DIGITAL INNOVATION.
WEBSITE: WWW.FEDERALBANK.CO.IN
6. IDBI BANKl:-
HEADQUARTERS:-
MUMBAI, MAHARASHTRA
ESTABLISHED:-
1964 (PRIVATIZED IN 2019)
KEY SERVICES:-
MOBILE APP: IDBI GO MOBILE+
BALANCE ENQUIRY VIA MISSED CALL: 18008431122
OFFERS INDUSTRIAL FINANCING AND RETAIL BANKING SERVICES.
WEBSITE: WWW.IDBIBANK.IN
7. RBL BANK (RATNAKAR BANK LIMITED):-
HEADQUARTERS:-
MUMBAI, MAHARASHTRA
ESTABLISHED:-
1943
KEY SERVICES:-
MOBILE APP: RBL MOBANK
BALANCE ENQUIRY VIA MISSED CALL: 18004190610
POPULAR FOR CREDIT CARDS AND DIGITAL PRODUCTS.
WEBSITE: WWW.RBLBANK.COM
8. KOTAK MAHINDRA BANK:-
HEADQUARTERS:-
MUMBAI, MAHARASHTRA
ESTABLISHED:-
2003
KEY SERVICES:-
MOBILE APP: KOTAK 811
BALANCE ENQUIRY VIA MISSED CALL: 18002740110
OFFERS INNOVATIVE SAVINGS ACCOUNTS AND WEALTH MANAGEMENT SERVICES.
WEBSITE: WWW.KOTAK.COM
9. YES BANK:-
HEADQUARTERS:-
MUMBAI, MAHARASHTRA
ESTABLISHED:-
2004
KEY SERVICES:-
MOBILE APP: YES MOBILE
BALANCE ENQUIRY VIA MISSED CALL: 9223920000
FOCUS ON RETAIL AND SME BANKING.
WEBSITE: WWW.YESBANK.IN
10. SOUTH INDIAN BANK:-
HEADQUARTERS:-
THRISSUR, KERALA
ESTABLISHED:-
1929
KEY SERVICES:-
MOBILE APP: SIB MIRROR+
BALANCE ENQUIRY VIA MISSED CALL: 09223008488
KNOWN FOR ITS RETAIL BANKING AND NRI SERVICES.
WEBSITE: WWW.SOUTHINDIANBANK.COM
11. KARUR VYSYA BANK (KVB):-
HEADQUARTERS:-
KARUR, TAMIL NADU
ESTABLISHED:-
1916
KEY SERVICES:-
MOBILE APP: KVB DLITE
BALANCE ENQUIRY VIA MISSED CALL: 09266292666
SPECIALIZES IN AGRICULTURAL AND SMALL BUSINESS LOANS.
WEBSITE: WWW.KVB.CO.IN
12. CITY UNION BANK (CUB):-
HEADQUARTERS:-
KUMBAKONAM, TAMIL NADU
ESTABLISHED:-
1904
KEY SERVICES:-
MOBILE APP: CUB MOBILE BANKING
BALANCE ENQUIRY VIA MISSED CALL: 9278177444
FOCUS ON MSMES AND LOCAL BUSINESSES.
WEBSITE: WWW.CITYUNIONBANK.COM
13. DHANLAXMI BANK:-
HEADQUARTERS:-
THRISSUR, KERALA
ESTABLISHED:- 1927
KEY SERVICES:-
MOBILE APP: DHANSMART
BALANCE ENQUIRY VIA MISSED CALL: 08067747700
OFFERS COMPETITIVE INTEREST RATES ON DEPOSITS AND LOANS.
WEBSITE: WWW.DHANBANK.COM
14. IDFC FIRST BANK:-
HEADQUARTERS:-
MUMBAI, MAHARASHTRA
ESTABLISHED:-
2015
KEY SERVICES:-
MOBILE APP: IDFC FIRST BANK
BALANCE ENQUIRY VIA MISSED CALL: 18002700720
KNOWN FOR PERSONALIZED CUSTOMER SERVICE AND DIGITAL-FIRST BANKING.
WEBSITE: WWW.IDFCFIRSTBANK.COM
ADDITIONAL NOTES:-
ALL PRIVATE SECTOR BANKS FOCUS ON CUSTOMER-CENTRIC INNOVATIONS AND DIGITAL BANKING PLATFORMS.
BALANCE ENQUIRY SERVICES ARE FREE OF CHARGE, THOUGH STANDARD CARRIER SMS CHARGES MAY APPLY.
3. REGIONAL RURAL BANKS (RRBS):-
REGIONAL RURAL BANKS CATER TO THE BANKING NEEDS OF RURAL AREAS. EXAMPLES INCLUDE PRATHAMA UP GRAMIN BANK, BARODA UP BANK, ETC.
SAMPLE RRB SERVICES:-
BARODA UP BANK:-
MISSED CALL:
8468001122
SMS:-
SEND “BAL” TO THE PROVIDED BANK-SPECIFIC NUMBER.
CUSTOMER CARE:–
BANK-SPECIFIC HOTLINE.
(INCLUDE DETAILS FOR ALL 43 RRBS OPERATING IN INDIA.)
A COMPREHENSIVE GUIDE TO THE BALANCE ENQUIRY AND RELATED SERVICES OFFERED BY ALL 43 REGIONAL RURAL BANKS (RRBS) IN INDIA
INDIA IS HOME TO A VAST NETWORK OF BANKING INSTITUTIONS, INCLUDING 43 REGIONAL RURAL BANKS (RRBS) THAT CATER SPECIFICALLY TO THE RURAL AND SEMI-URBAN POPULATION. THESE RRBS PROVIDE A RANGE OF ESSENTIAL BANKING SERVICES, ONE OF THE MOST POPULAR BEING BALANCE ENQUIRY AND RELATED SERVICES. IN THE DIGITAL AGE, SUCH SERVICES ARE A KEY PART OF EVERYDAY BANKING, ENABLING CUSTOMERS TO CHECK THEIR BALANCES WITHOUT HAVING TO VISIT A BRANCH.
HERE IS AN IN-DEPTH LOOK AT THE BALANCE ENQUIRY AND RELATED SERVICES OFFERED BY THE 43 RRBS IN INDIA:
1. BARODA UP GRAMIN BANK (BUPGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL SERVICE ON 9986454440.
SMS SERVICE:-
CUSTOMERS CAN RECEIVE ACCOUNT BALANCE DETAILS VIA SMS AFTER REGISTERING FOR SMS BANKING.
2. ANDHRA PRADESH GRAMEENA VIKAS BANK (APGVB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL SERVICE TO CHECK BALANCE ON 9289673123.
USSD SERVICE:-
DIAL *99# FOR BALANCE AND MINI-STATEMENT INFORMATION.
3. BANGIYA GRAMIN VIKASH BANK (BGVB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL SERVICE ON:- 9246400141.
ATM SERVICES:-
PROVIDES BALANCE CHECK AND MINI-STATEMENTS VIA ATMS.
4. BARAK VALLEY GRAMIN BANK (BVGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL SERVICE ON:- 9917758325.
SMS BANKING:-
REGISTER FOR SMS BANKING TO GET PERIODIC BALANCE UPDATES.
5. BIHAR GRAMIN BANK (BG);-
BALANCE ENQUIRY SERVICE:-
CALL 9228022377 FOR BALANCE INFORMATION.
SMS ALERTS:-
GET SMS ALERTS FOR BALANCE AND TRANSACTIONS BY SUBSCRIBING TO SMS SERVICES.
6. CHHATTISGARH RAJYA GRAMIN BANK (CGGB):-
BALANCE ENQUIRY SERVICE:-
DIAL 9229111166 FOR BALANCE CHECKING.
ATM SERVICES:- ALLOWS BALANCE CHECKS VIA ATMS.
7. DECCAN GRAMEENA BANK (DGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL SERVICE ON 9494083456.
SMS SERVICE:-
REGISTER TO RECEIVE BALANCE INFORMATION VIA SMS.
8. DHANALAKSHMI BANK:-
BALANCE ENQUIRY SERVICE:-
DIAL 9426013635 FOR BALANCE ENQUIRY.
ONLINE BANKING:-
CUSTOMERS CAN ACCESS BALANCE DETAILS VIA INTERNET BANKING.
9. GUJARAT GRAMIN BANK (GGB):-
BALANCE ENQUIRY SERVICE:-
CALL 9227481787 FOR BALANCE INFORMATION.
MOBILE BANKING:-
PROVIDES MOBILE BANKING APPS FOR BALANCE CHECKS.
10. HIMACHAL PRADESH GRAMIN BANK (HPGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL SERVICE ON 9229560606.
SMS ALERTS:-
REGULAR UPDATES ON ACCOUNT BALANCE THROUGH SMS.
11. JHARKHAND RAJYA GRAMIN BANK (JRGB):-
BALANCE ENQUIRY SERVICE:-
DIAL 8001721120 FOR BALANCE DETAILS.
ATM SERVICES:-
PROVIDES BALANCE CHECKS AT ATMS.
12. KARNATAKA GRAMIN BANK (KGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL SERVICE ON 9289249988.
SMS ALERTS:-
RECEIVE BALANCE DETAILS AND ALERTS ON YOUR REGISTERED MOBILE NUMBER.
13. KERALA GRAMIN BANK (KGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL ON 9015800400.
MOBILE BANKING:-
KGB OFFERS MOBILE BANKING APPS FOR CHECKING BALANCES AND MAKING TRANSACTIONS.
14. MADHYA BIHAR GRAMIN BANK (MBGB):-
BALANCE ENQUIRY SERVICE:-
CALL 8007905999 FOR BALANCE DETAILS.
USSD SERVICE:-
DIAL *99# FOR CHECKING BALANCE.
15. MADHYA PRADESH GRAMIN BANK (MPGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL ON 9229500868.
SMS ALERTS:-
GET SMS UPDATES FOR BALANCE AND MINI-STATEMENTS.
16. NAGALAND RURAL BANK (NRB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL TO 9229071818.
ATM SERVICES:-
CUSTOMERS CAN ACCESS BALANCE INFORMATION VIA ATM.
17. ODISHA GRAMYA BANK (OGB):-
BALANCE ENQUIRY SERVICE:-
CALL 9338214567 FOR BALANCE INFORMATION.
MOBILE BANKING:-
OGB OFFERS MOBILE APPS FOR BALANCE CHECKING.
18. PUNJAB GRAMIN BANK (PGB):-
BALANCE ENQUIRY SERVICE:-
DIAL 1800-180-3600 FOR BALANCE CHECK.
SMS BANKING:-
SUBSCRIBE TO SMS BANKING TO RECEIVE BALANCE UPDATES.
19. PURVANCHAL GRAMIN BANK (PGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL TO 9289671000.
MOBILE BANKING:-
PROVIDES MOBILE BANKING SERVICES FOR BALANCE CHECKING.
20. RAJASTHAN GRAMIN BANK (RGB):-
BALANCE ENQUIRY SERVICE:-
DIAL 8003002030 FOR BALANCE INFORMATION.
ATM SERVICE:-
BALANCE ENQUIRY AVAILABLE VIA ATM.
21. SAURASHTRA GRAMIN BANK (SGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL ON 9229304153.
SMS SERVICE:-
REGISTER FOR SMS ALERTS FOR BALANCE UPDATES.
22. SIKKIM GRAMIN BANK (SGB):-
BALANCE ENQUIRY SERVICE:-
CALL 9801013112 FOR BALANCE.
SMS ALERTS:-
RECEIVE UPDATES ON YOUR ACCOUNT BALANCE.
23. TAMIL NADU GRAMA BANK (TNGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL ON 9289074444.
USSD SERVICE:-
DIAL *99# FOR CHECKING BALANCE.
24. TELANGANA GRAMEENA BANK (TGB):-
BALANCE ENQUIRY SERVICE:-
DIAL 9000150140.
SMS SERVICE:-
SUBSCRIBERS CAN RECEIVE BALANCE UPDATES THROUGH SMS.
25. UTTARAKHAND GRAMIN BANK (UGB):-
BALANCE ENQUIRY SERVICE:- MISSED CALL ON 9236819947.
ATM SERVICE:-
ATM ACCESS FOR BALANCE CHECKING.
26. UTTAR BIHAR GRAMIN BANK (UBGB):-
BALANCE ENQUIRY SERVICE:-
CALL 9227331444 FOR BALANCE.
SMS BANKING:-
GET REGULAR UPDATES ON YOUR BALANCE VIA SMS.
27. UTTAR PRADESH GRAMIN BANK (UPGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL ON 9412504454.
MOBILE BANKING:-
UPGB OFFERS MOBILE BANKING APPLICATIONS FOR BALANCE CHECKING.
28. VIDARBHA KSHETRIYA GRAMIN BANK (VKGB):-
BALANCE ENQUIRY SERVICE:-
CALL 9229133001 FOR BALANCE ENQUIRY.
ATM SERVICES:-
CUSTOMERS CAN CHECK THEIR BALANCES USING ATMS.
29. WAGHAD GRAMIN BANK (WGB):-
BALANCE ENQUIRY SERVICE:-
DIAL 9222655233 FOR BALANCE INFORMATION.
USSD SERVICE:-
DIAL *99# TO ACCESS BALANCE INFORMATION.
30. VIDARBHA KSHETRIYA GRAMIN BANK (VKGB):-
BALANCE ENQUIRY SERVICE:-
CALL 9229133001 FOR BALANCE DETAILS.
ATM SERVICES:-
CUSTOMERS CAN CHECK THEIR BALANCE USING ATMS LOCATED ACROSS INDIA.
31. WAGHAD GRAMIN BANK (WGB):-
BALANCE ENQUIRY SERVICE:-
DIAL 9222655233 FOR BALANCE DETAILS.
USSD CODE:-
DIAL *99# TO CHECK YOUR BALANCE AND MINI-STATEMENT.
32. ASSAM GRAMIN VIKASH BANK (AGVB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL SERVICE ON 9227066890.
SMS BANKING:-
CUSTOMERS CAN REGISTER FOR SMS ALERTS FOR BALANCE AND TRANSACTION UPDATES.
33. ARUNACHAL PRADESH RURAL BANK (APRB):-
BALANCE ENQUIRY SERVICE:-
CALL 9415030099 FOR BALANCE INFORMATION.
MOBILE BANKING:-
ARUNACHAL PRADESH RURAL BANK OFFERS MOBILE APPS FOR BALANCE ENQUIRY AND OTHER SERVICES.
34. BIHAR GRAMIN BANK (BG):-
BALANCE ENQUIRY SERVICE:-
CALL 9228022377 FOR BALANCE DETAILS.
ATM SERVICE:-
AVAILABLE FOR CHECKING BALANCE AND MINI-STATEMENTS.
35. CENTRAL MADHYA PRADESH GRAMIN BANK (CMPGB):-
BALANCE ENQUIRY SERVICE:-
DIAL 9229112233 TO CHECK YOUR BALANCE.
SMS ALERTS:-
CUSTOMERS RECEIVE SMS UPDATES FOR BALANCE ENQUIRIES.
36. CHHATTISGARH RAJYA GRAMIN BANK (CGGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL ON 9229111166.
ATM SERVICE:-
BALANCE ENQUIRY CAN BE DONE AT ATMS.
37. EAST BENGAL GRAMIN BANK (EBGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL SERVICE ON 9246400423.
USSD SERVICE:-
DIAL *99# FOR BALANCE ENQUIRY.
38. GANGA YAMUNA GRAMIN BANK (GYGB):-
BALANCE ENQUIRY SERVICE:-
CALL 9338227887 FOR BALANCE.
ATM SERVICES:-
AVAILABLE FOR CHECKING BALANCE AT ATMS.
39. HARYANA GRAMIN BANK (HGB):-
BALANCE ENQUIRY SERVICE:-
DIAL 9812507007 FOR BALANCE.
MOBILE BANKING:-
AVAILABLE FOR CUSTOMERS TO CHECK THEIR BALANCE AND PERFORM OTHER BANKING SERVICES.
40. HIMACHAL PRADESH GRAMIN BANK (HPGB):-
BALANCE ENQUIRY SERVICE:-
DIAL 9229560606 FOR BALANCE INFORMATION.
ATM SERVICES:-
BALANCE CHECKS CAN BE DONE AT ATMS.
41. JHARKHAND GRAMIN BANK (JGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL ON 8001721120.
SMS BANKING:-
CUSTOMERS CAN RECEIVE BALANCE INFORMATION VIA SMS.
42. KARNATAKA VIKAS GRAMEENA BANK (KVGB):-
BALANCE ENQUIRY SERVICE:-
CALL 9289345678 FOR BALANCE.
ATM SERVICES:-
BALANCE CHECK AND MINI-STATEMENTS AVAILABLE AT ATMS.
43. MADHYA PRADESH GRAMIN BANK (MPGB):-
BALANCE ENQUIRY SERVICE:-
MISSED CALL ON 9229500868.
SMS ALERTS:-
CUSTOMERS CAN GET SMS UPDATES FOR BALANCE CHECKING.
4. SMALL FINANCE BANKS (SFBS):-
THESE BANKS FOCUS ON PROVIDING FINANCIAL SERVICES TO UNDERSERVED SECTIONS OF SOCIETY.
AU SMALL FINANCE BANK
MISSED CALL:-
18001207980
SMS:–
SEND “BAL” TO 9289202222
CUSTOMER CARE:–
1800 1200 1200
UJJIVAN SMALL FINANCE BANK:-
MISSED CALL:-
9243012121
SMS:–
SEND “BAL” TO 9445862000
APP:–
UJJIVAN MOBILE BANKING
(INCLUDE ALL SFBS LIKE JANA SMALL FINANCE BANK, ESAF SMALL FINANCE BANK, ETC.);-
1. JANA SMALL FINANCE BANK:-
BALANCE INQUIRY NUMBER (MISSED CALL SERVICE):
DIAL 080- 46687777 TO GET YOUR BALANCE INFORMATION.
OTHER SERVICES:-
MINI-STATEMENTS
MOBILE BANKING
ATM AND DEBIT CARD SERVICES
PERSONAL AND BUSINESS LOANS
FIXED DEPOSITS AND SAVINGS ACCOUNTS
2. ESAF SMALL FINANCE BANK:-
BALANCE INQUIRY NUMBER (MISSED CALL SERVICE):-
DIAL 912-348-0000 FOR BALANCE INFORMATION.
OTHER SERVICES:-
SAVINGS AND CURRENT ACCOUNTS
RECURRING AND FIXED DEPOSITS
MICRO FINANCE AND LOAN SERVICES
ONLINE BANKING AND MOBILE APP SERVICES
MOBILE BANKING SERVICES FOR BALANCE INQUIRY
3. AU SMALL FINANCE BANK:-
BALANCE INQUIRY NUMBER (MISSED CALL SERVICE):-
DIAL 922-010-2222 FOR CHECKING YOUR ACCOUNT BALANCE.
OTHER SERVICES:-
LOANS (PERSONAL, AUTO, HOME)
DEPOSITS (FIXED, RECURRING)
DIGITAL BANKING SERVICES
ATM & DEBIT CARD SERVICES
ONLINE BILL PAYMENTS
4. EQUITAS SMALL FINANCE BANK:-
BALANCE INQUIRY NUMBER (MISSED CALL SERVICE):-
DIAL 9223-013-010 TO CHECK YOUR BALANCE.
OTHER SERVICES:-
PERSONAL, VEHICLE, AND BUSINESS LOANS
FIXED AND RECURRING DEPOSITS
ONLINE BANKING AND MOBILE BANKING APPS
MINI-STATEMENT SERVICES VIA SMS
5. FINCARE SMALL FINANCE BANK:-
BALANCE INQUIRY NUMBER (MISSED CALL SERVICE):
DIAL 1800-419-9909 FOR BALANCE INFORMATION.
OTHER SERVICES:-
HOME LOANS, PERSONAL LOANS
FIXED AND RECURRING DEPOSIT SERVICES
MOBILE BANKING SERVICES
ATM AND DEBIT CARD SERVICES
5. PAYMENT BANKS:-
THESE BANKS SPECIALIZE IN ONLINE AND SMALL TRANSACTION BANKING SERVICES.
AIRTEL PAYMENTS BANK
APP: AIRTEL THANKS APP
CUSTOMER CARE: 400 OR 8800688006
PAYTM PAYMENTS BANK:-
APP: PAYTM
CUSTOMER CARE: ACCESSIBLE VIA PAYTM APP.
COMPREHENSIVE GUIDE: ALL BANKS OPERATING IN INDIA:-
1. PUBLIC SECTOR BANKS (PSBS)
THERE ARE 12 PUBLIC SECTOR BANKS OPERATING IN INDIA, AS OF THE LATEST UPDATES:
- STATE BANK OF INDIA (SBI)
- PUNJAB NATIONAL BANK (PNB)
- BANK OF BARODA (BOB)
- CANARA BANK
- UNION BANK OF INDIA
- BANK OF INDIA (BOI)
- INDIAN BANK
- CENTRAL BANK OF INDIA
- UCO BANK
- BANK OF MAHARASHTRA (BOM)
- PUNJAB & SIND BANK
- INDIAN OVERSEAS BANK (IOB)
SERVICES OFFERED:-
BALANCE ENQUIRY METHODS:-
MISSED CALLS, SMS BANKING, MOBILE APPS, INTERNET BANKING, ATM SERVICES.
CUSTOMER SUPPORT NUMBERS:-
TOLL-FREE NUMBERS FOR BALANCE ENQUIRY AND OTHER SERVICES.
2. PRIVATE SECTOR BANKS:-
INDIA HAS A ROBUST NETWORK OF PRIVATE BANKS OFFERING INNOVATIVE FINANCIAL SOLUTIONS. KEY PLAYERS INCLUDE:
- HDFC BANK
- ICICI BANK
- AXIS BANK
- KOTAK MAHINDRA BANK
- YES BANK
- INDUSIND BANK
- IDBI BANK
- RBL BANK (RATNAKAR BANK)
- FEDERAL BANK
- SOUTH INDIAN BANK
- TAMILNAD MERCANTILE BANK
- KARNATAKA BANK
- DHANLAXMI BANK
- CITY UNION BANK
- BANDHAN BANK
SERVICES OFFERED:-
ADVANCED MOBILE APPS FOR INSTANT BALANCE CHECKS AND TRANSACTIONS.
INTERNET BANKING AND UPI-BASED SERVICES.
DEDICATED CUSTOMER CARE CHANNELS.
3. REGIONAL RURAL BANKS (RRBS):-
THESE ARE FOCUSED ON PROVIDING BANKING SERVICES TO RURAL AREAS. THERE ARE 43 RRBS IN INDIA, CO-SPONSORED BY PSBS. EXAMPLES INCLUDE:
- PRATHAMA UP GRAMIN BANK
- BARODA UP BANK
- KERALA GRAMIN BANK
- MADHYA PRADESH GRAMIN BANK
- ANDHRA PRADESH GRAMEENA VIKAS BANK
- ARYAVART BANK
SERVICES OFFERED:-
MISSED CALL AND SMS-BASED BALANCE ENQUIRIES.
PASSBOOK UPDATES AT BRANCHES.
CUSTOMER-SPECIFIC HELPLINES FOR RURAL BANKING NEEDS.
4. SMALL FINANCE BANKS (SFBS):-
THESE BANKS SERVE SMALL BUSINESSES, MICROENTERPRISES, AND UNDERSERVED COMMUNITIES.
MAJOR SMALL FINANCE BANKS:-
- AU SMALL FINANCE BANK
- UJJIVAN SMALL FINANCE BANK
- EQUITAS SMALL FINANCE BANK
- JANA SMALL FINANCE BANK
- ESAF SMALL FINANCE BANK
- FINCARE SMALL FINANCE BANK
- SURYODAY SMALL FINANCE BANK
- CAPITAL SMALL FINANCE BANK
- NORTH EAST SMALL FINANCE BANK
SERVICES OFFERED:-
APP-BASED AND SMS BANKING FOR BALANCE CHECKS.
FINANCIAL INCLUSION SERVICES AND MICROLOANS.
5. PAYMENT BANKS:-
FOCUSED ON DIGITAL AND SMALL-SCALE BANKING SERVICES:-
- AIRTEL PAYMENTS BANK
- PAYTM PAYMENTS BANK
- INDIA POST PAYMENTS BANK (IPPB)
- FINO PAYMENTS BANK
- JIO PAYMENTS BANK
SERVICES OFFERED:-
UPI INTEGRATION FOR BALANCE CHECKS AND PAYMENTS.
LOW-COST TRANSACTION BANKING SERVICES.
6. FOREIGN BANKS OPERATING IN INDIA:-
SEVERAL FOREIGN BANKS HAVE BRANCHES AND OFFICES IN INDIA, OFFERING NICHE SERVICES:
- CITIBANK (NOW ACQUIRED BY AXIS BANK)
- STANDARD CHARTERED BANK
- HSBC
- DEUTSCHE BANK
- BARCLAYS BANK
- BANK OF AMERICA
- JP MORGAN CHASE
- BNP PARIBAS
- CREDIT SUISSE
- DBS BANK
SERVICES OFFERED
PREMIUM BANKING SERVICES FOR INDIVIDUALS AND CORPORATES.
INTERNET AND MOBILE BANKING SOLUTIONS.
ADDITIONAL CATEGORIES:-
COOPERATIVE BANKS:-
URBAN COOPERATIVE BANKS (UCBS) AND STATE COOPERATIVE BANKS PROVIDE LOCAL BANKING SERVICES.
DEVELOPMENT BANKS
FOCUS ON LARGE-SCALE INFRASTRUCTURE PROJECTS, SUCH AS NABARD AND SIDBI.
DIGITAL-ONLY BANKS:
EMERGING TREND OF ONLINE-ONLY BANKS PROVIDING SEAMLESS MOBILE AND INTERNET BANKING SERVICES.
BALANCE ENQUIRY METHODS FOR ALL BANKS:-
MISSED CALL SERVICES:-
TOLL-FREE NUMBERS FOR INSTANT SMS UPDATES.
SMS BANKING:–
KEYWORD-BASED COMMANDS SENT TO BANK-SPECIFIC NUMBERS.
MOBILE BANKING APPS:-
USER-FRIENDLY APPS FOR REAL-TIME UPDATES.
INTERNET BANKING:–
SECURE LOGIN FOR BALANCE AND TRANSACTION DETAILS.
ATM SERVICES:–
BALANCE DISPLAYED AFTER CARD USAGE.
COMPLETE GUIDE TO BALANCE ENQUIRY SERVICES IN INDIA:-
1. COMMON METHODS FOR BALANCE ENQUIRY:-
THESE SERVICES ARE APPLICABLE ACROSS MOST BANKS IN INDIA:
A. MISSED CALL BANKING:-
BANKS PROVIDE TOLL-FREE NUMBERS FOR MISSED CALLS.
USERS RECEIVE THEIR ACCOUNT BALANCE VIA SMS.
EXAMPLES:-
SBI: CALL 9223766666
HDFC: CALL 18002703333
ICICI: CALL 9594612612
B. SMS BANKING:-
CUSTOMERS SEND SPECIFIC KEYWORDS VIA SMS TO BANK-DESIGNATED NUMBERS.
EXAMPLES:-
SBI: SMS “BAL” TO 09223766666
AXIS BANK: SMS “BAL” TO 5676782
PNB: SMS “BAL” TO 5607040
C. MOBILE BANKING APPS:-
MOST BANKS OFFER MOBILE APPS WITH BALANCE ENQUIRY OPTIONS.
FEATURES INCLUDE TRANSACTION HISTORY, MINI-STATEMENTS, AND UPI INTEGRATIONS.
EXAMPLES:
SBI YONO
HDFC MOBILE BANKING
IMOBILE BY ICICI
D. INTERNET BANKING:-
ACCOUNT HOLDERS CAN LOG INTO THEIR BANK’S INTERNET BANKING PORTAL TO CHECK BALANCES.
SECURITY TIPS FOR SAFE USAGE ARE ESSENTIAL.
E. ATM SERVICES:-
BALANCE ENQUIRY AT ATMS OF ANY BANK.
MINI-STATEMENTS ARE OFTEN AVAILABLE.
F. UPI APPS:-
APPS LIKE GOOGLE PAY, PHONEPE, AND PAYTM ALLOW USERS TO CHECK ACCOUNT BALANCES.
STEPS:-
LINK YOUR BANK ACCOUNT.
CLICK “CHECK BALANCE” IN THE APP.
G. CUSTOMER CARE HELPLINE:-
CALL TOLL-FREE NUMBERS FOR LIVE ASSISTANCE.
EXAMPLES:-
SBI: 1800 1234
HDFC: 1800 202 6161
ICICI: 1800 1080
H. PASSBOOK UPDATES:-
TRADITIONAL BUT RELIABLE METHOD.
UPDATE YOUR PASSBOOK AT THE BRANCH.
2. BANK-WISE BALANCE ENQUIRY DETAILS:-
PUBLIC SECTOR BANKS:-
| BANK NAME | MISSED CALL NUMBER | SMS FORMAT | MOBILE APP |
| STATE BANK OF INDIA (SBI) | 9223766666 | BAL TO 09223766666 | SBI YONO |
| PUNJAB NATIONAL BANK (PNB) | 18001802223 | BAL TO 5607040 | PNB ONE |
| BANK OF BARODA (BOB) | 8468001111 | BAL <A/C NUMBER> TO 8422009988 | BARODA M-CONNECT PLUS |
| CANARA BANK | 9015483483 | CANBAL <USERID> TO 5607060 | CANARA AI1 |
| UNION BANK OF INDIA | 09223008586 | UBAL TO 09223008486 | UNION BANK MOBILE |
PRIVATE SECTOR BANKS:-
| BANK NAME | MISSED CALL NUMBER | SMS FORMAT | MOBILE APP |
| HDFC BANK | 18002703333 | BAL TO 5676712 | HDFC MOBILE |
| ICICI BANK | 9594612612 | IBAL TO 9215676766 | IMOBILE PAY |
| AXIS BANK | 18004195959 | BAL <A/C NUMBER> TO 5676782 | AXIS MOBILE |
| YES BANK | 9223920000 | BAL TO 9223390909 | YES MOBILE |
| KOTAK MAHINDRA BANK | 18002740110 | BAL TO 5676788 | KOTAK 811 |
SMALL FINANCE BANKS:-
| BANK NAME | MISSED CALL NUMBER | SMS FORMAT | MOBILE APP |
| AU SMALL FINANCE BANK | 18001207980 | BAL TO 9289202222 | AU 0101 APP |
| UJJIVAN SFB | 9243012121 | BAL TO 9445862000 | UJJIVAN APP |
| ESAF SMALL FINANCE BANK | CONTACT BANK | CONTACT BANK | ESAF APP |
PAYMENT BANKS:-
| BANK NAME | MISSED CALL NUMBER | SMS FORMAT | MOBILE APP |
| AIRTEL PAYMENTS BANK | 8800688006 | CHECK VIA AIRTEL THANKS | AIRTEL THANKS APP |
| PAYTM PAYMENTS BANK | CONTACT VIA APP | CHECK VIA APP | PAYTM |
| INDIA POST PAYMENTS BANK | 8424046556 | BAL TO 7738062873 | IPPB MOBILE BANKING |
3. SPECIALIZED SERVICES:-
- WHATSAPP BANKING:-
MANY BANKS, LIKE HDFC AND SBI, NOW OFFER BALANCE ENQUIRY VIA WHATSAPP.
STEPS:-
REGISTER YOUR NUMBER FOR WHATSAPP BANKING.
SEND “HI” TO THE BANK’S DESIGNATED WHATSAPP NUMBER.
- IVR BANKING:-
CALL THE BANK’S IVR NUMBER.
FOLLOW VOICE INSTRUCTIONS TO CHECK YOUR BALANCE.
- BANK KIOSKS;-
USE CUSTOMER SERVICE POINTS (CSPS) IN RURAL AREAS FOR BALANCE CHECKS.
- VOICE ASSISTANTS:-
SOME BANKS OFFER ALEXA OR GOOGLE ASSISTANT SKILLS FOR BALANCE CHECKS.
4. SAFETY TIPS:-
AVOID SHARING ACCOUNT DETAILS WITH ANYONE.
USE SECURED NETWORKS FOR INTERNET AND MOBILE BANKING.
KEEP YOUR PASSCODE AND PIN PRIVATE.
MONITOR SMS ALERTS FOR UNAUTHORIZED TRANSACTIONS.
5. FAQS
Q: CAN I CHECK MY BALANCE WITHOUT INTERNET?
YES, VIA MISSED CALL OR SMS BANKING.
Q: ARE THERE CHARGES FOR THESE SERVICES?
MOST BANKS OFFER MISSED CALL AND SMS BANKING FREE OF COST. SOME MAY CHARGE NOMINAL SMS FEES.
Q: WHAT IF MY MOBILE NUMBER IS NOT REGISTERED?
VISIT THE BANK BRANCH TO REGISTER YOUR MOBILE NUMBER.
STEPS FOR VERIFICATION:-
- BANK-SPECIFIC INFORMATION:-
DOUBLE-CHECK THE MISSED CALL NUMBERS, SMS FORMATS, AND CUSTOMER CARE DETAILS FOR ALL BANKS FROM THEIR OFFICIAL WEBSITES OR CUSTOMER CARE PORTALS.
BANKS MAY PERIODICALLY UPDATE THEIR SERVICES OR CONTACT NUMBERS.
- LATEST REGULATIONS:-
ENSURE COMPLIANCE WITH ANY RECENT UPDATES FROM THE RESERVE BANK OF INDIA (RBI) OR ANY REGULATORY BODY RELATED TO BALANCE ENQUIRY SERVICES.
- USER CONVENIENCE:-
FORMAT THE INFORMATION FOR EASY READABILITY, ESPECIALLY FOR MOBILE USERS.
CONSIDER ADDING QUICK-ACCESS LINKS OR BUTTONS FOR DOWNLOADING BANK APPS.
- ADDITIONAL FEATURES:-
INCLUDE DISCLAIMERS THAT THE INFORMATION IS FOR REFERENCE ONLY AND USERS SHOULD CONFIRM DETAILS WITH THEIR RESPECTIVE BANKS.
IF POSSIBLE, INCLUDE INTERACTIVE FEATURES LIKE A SEARCH BAR TO HELP USERS FIND THEIR SPECIFIC BANK.
POST-PUBLISHING MAINTENANCE:-
REGULARLY REVIEW AND UPDATE THE INFORMATION AS BANKS MAY CHANGE SERVICE NUMBERS, APPS, OR POLICIES OVER TIME.
THANKS.
PLEASE COMMENT IN COMENT BOX.
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